A deductible is an amount, determined by an insurance plan contract, that needs to be paid for a particular service prior to plan benefits being paid.  This amount is a yearly amount and is based on a calendar year or insurance plan year.  A patient may also have more than one type of deductible on their plan (in-network deductable, an out-of-network deductable, a DME deductable, a prescription deductible, a hospitalization deductable, etc)   The doctor's office or pharmacy are usually under contract to collect this amount and are not permitted to waive these fees. 

Please contact your insurance company or benefits manager for additional information about your deductible.
Brandt R Gibson, DPM
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Podiatrist, Neuropathy Doctor, Father of 11 and Founder of Mountain West Foot & Ankle Institute